From Application
to Funding.
Tell us about your deal once. We package it, underwrite it, and fund it — purchase, refinance, fix & flip, bridge, ground-up construction, and ADC.
Step 1 · Your Loan Request
Step 1 — Request your loan.
Tell us about your deal once — the property, the numbers, what you are trying to accomplish. We match it to the right program and terms; your term sheet typically arrives within one business day. No credit pull, no obligation.
- No credit pulling
- No waiting in line
- No phone tag
- No obligation
- Term sheet in ~1 business day
- Secured digital vault
Loan Matching Intake
Answer a few questions — we’ll match you with your best funding options.
- About You
- Timeline
- Funding
- Property
Request sent? Complete your file — attach your documents.
Attach Documents →Attach your documents.
No second signup, no new account. Your loan request travels with your files — we package everything into one deal file for our underwriters.
Haven’t submitted a loan request yet? Start with Step 1 — or just add your details here.
Drop your documents here, or click to browse
PDFs, photos, spreadsheets welcome · up to 150 MB total · zipped securely in your browserYour documents are zipped on your device and sent straight to our funding team over an encrypted connection. Anything over 150 MB — just email it to Fundings@BelairePrivateCapital.com.
Know your numbers before you apply.
Run the math yourself — mortgage payments, amortization, DSCR — right here, no email required.
Mortgage payment calculator
See exactly what your monthly payment looks like — principal and interest, plus a full amortization schedule if you want it. Free, no email required.
Standard amortizing loan, monthly compounding. Taxes, insurance, and HOA not included.
| Year | Principal paid | Interest paid | Remaining balance |
|---|---|---|---|
| Total | — | — |
DSCR calculator
Will your deal qualify? Plug in your numbers for an instant read — free, no email required.
Estimate only — actual qualification depends on the full scenario. Assumes 30-year amortizing loan, principal & interest. Taxes, insurance, and HOA added to debt service.
One team, from application to closing.
No black boxes, no phone tag, no waiting in line. The same Belaire Private Capital team that underwrites your deal answers your questions — directly, and fast.
Underwritten by people
We lend on the asset — its value and cash flow — not on bank-style paperwork. Real underwriters review every deal.
Term sheets in ~1 business day
Submit your scenario and we’ll move. Speed is the point of private capital, and we built this process for it.
Talk to us
Office: 305-952-1368
Funding: Fundings@BelairePrivateCapital.com
More ways to reach us →
Direct lender established
States funded, nationwide
Asset turnover originated since inception
Capital for every kind of deal.
Value-based private money & private capital lender, DSCR, asset-based, construction, fix & flip, no-doc private money, commercial & development loans nationwide.
1–4 Units
Single family, duplex, triplex and fourplex purchase or refinance programs.
Share the core details with our funding desk.
Multifamily
Financing for garden-style communities and vertical towers.
Property, occupancy and financing details are all you need.
Commercial Properties
Value-based and full-documentation pathways for commercial borrowers.
Send occupancy, documentation and unit details.
Fix & Flip / Hold
Residential projects from single-family properties to 50-unit multifamily. No-doc programs offer 8, 12 or 18-month terms, and first-time flippers are welcome.
Share the acquisition, rehab and exit profile.
Maximum LTV matrix
| Rehab Type | Experience Bucket | AI-LTV | I-LTC | AR-LTV | T-LTC |
|---|---|---|---|---|---|
| Stabilized | 0 | 75.0 | 75.0 | — | — |
| Stabilized | 1–4 | 75.0 | 75.0 | — | — |
| Stabilized | 5+ | 80.0 | 80.0 | — | — |
| Light | 0 | — | 85.0 | 70.0 | 90.0 |
| Light | 1–4 | — | 90.0 | 75.0 | 95.0 |
| Light | 5+ | — | 95.0 | 75.0 | 100.0 |
| Light | 10+ | 100.0 | 100.0 | 75.0 | 100.0 |
| Moderate | 0 | — | 85.0 | 70.0 | 90.0 |
| Moderate | 1–4 | — | 90.0 | 72.5 | 92.5 |
| Moderate | 5+ | — | 92.5 | 75.0 | 95.0 |
| Moderate | 10+ | 100.0 | 100.0 | 75.0 | 100.0 |
| Heavy | 0 | 70.0 | 70.0 | 60.0 | 80.0 |
| Heavy | 1–4 | 80.0 | 80.0 | 65.0 | 87.5 |
| Heavy | 5+ | 85.0 | 85.0 | 70.0 | 90.0 |
| GUC | 0 | 70.0 | 70.0 | 65.0 | 85.0 |
| GUC | 1–4 | 75.0 | 75.0 | 70.0 | 85.0 |
| GUC | 5+ | 75.0 | 80.0 | 75.0 | 90.0 |
Experience bucket = successful exits in the past 3 years. Final LTV and pricing are subject to location, rehab level and full underwriting.
Development & Ground-Up Construction
For projects with approved plans and ready to build. Sponsors must show same-size build and exit experience within the past three years; a background check is required.
Outline the plan, costs, liquidity and experience.
Structured Finance
Have another financing scenario in mind? Briefly describe what you need, and our Structured Finance Team will contact you to discuss available options and connect you with the loan specialist to assist.
Up to 2,000 words. A specialist will follow up.
Frequently asked questions
Straight answers about how LoanFunder.US works. Anything else — send it through the Loan Matching App and we’ll reply personally.
What is LoanFunder.US?
LoanFunder.US is a highly intuitive, automated loan-matching origination platform that connects real estate investors seeking private capital directly with fund managers and funders. It is powered by Belaire Private Capital: Value-based private money & private capital lender, DSCR, asset-based, construction, fix & flip, no-doc private money, commercial & development loans nationwide.
Do you lend in my state?
Yes — we lend nationwide, coast to coast. Submit your scenario through the Loan Matching App and we’ll confirm your market.
What is a DSCR loan?
A DSCR (debt-service coverage ratio) loan qualifies you on the property’s cash flow — monthly rent divided by debt service — instead of your personal income, tax returns, or pay stubs. If the deal cash-flows, the deal qualifies. Try the free DSCR calculator below to test your numbers.
What does “no-doc” mean?
No tax returns. No pay stubs. No W-2s. We underwrite the asset, not your paperwork — the property’s value and income drive the decision.
How fast can I close?
Because we lend on the asset rather than running bank-style underwriting, closings move much faster than conventional loans. Submit your scenario through the Loan Matching App and we’ll give you a timeline for your specific deal.
What loan-to-value (LTV) do you offer?
LTV depends on the program and the strength of the deal — you’ll find the full LTV matrix right on this page. Submit your scenario and we’ll quote your exact leverage.
Do I need good credit?
We’re asset-based lenders, so your credit score isn’t the deciding factor. The property’s value and cash flow carry the weight.
Can brokers submit deals?
Yes — brokers are welcome. Use the broker signup on this page to register, then start submitting scenarios.
What do I need to apply?
Start with the Loan Matching App above: the basics of your deal — the property, the numbers, and what you’re trying to accomplish. We’ll take it from there and reply personally.
Are there prepayment penalties or hidden fees?
Every term is disclosed up front before you commit — no surprises at closing. Submit a scenario and we’ll lay out the exact terms for your deal.